Firstunity
Your success first.

With decades of experience in advice, we are trusted to manage the finances of successful individuals and families.

We help you protect and grow your wealth, so you can focus on the things that are the most important in your life.

At Firstunity we are deeply invested in your success.

What we
do differently.
We talk relationships,
Not numbers.

We take the time to get to know you, your family, your background and your goals. You are unique and as such, require tailored strategies. Only once we have a solid understanding do we build a comprehensive plan to ensure your financial affairs are working effectively for you.

We’re not just here for today, we’re with you for the long haul.

For a better future.
Your future.

Through astute advice, discipline and planning we believe we can make a positive impact on your life.

Influential, yes.  
Influenced? Never.
Our advice is without agenda or bias, with only your best interests in mind. We are 100% owned by the adviser team and operate under our own Australian Financial Services Licence. Being free from external influence allows us to put our clients first.
Through all life’s
biggest moments
We believe in supporting you through the milestone moments in your life, good and bad. Be it educating your children, retirement or bereavement. We have helped other clients through all these stages, and we will be there for you when you need us most.
A team with decades of experience
Tim Reppen
Director and Senior Adviser

Tim has been focused on Wealth Management for over 20 years, providing his private clients with not only integrated services like financial planning, investments, insurance and estate planning but has also guided them through their life journeys and helped them prepare for major milestones. A strategic thinker and problem solver by nature, Tim has enjoyed long term partnerships with his clients by putting their financial success first. Successful outcomes for clients make a successful advisory practice.

Tim’s educational credentials place him at the forefront of professional advice. Tim originally studied at the Australian National University and obtained a Bachelor of Commerce but went on to complete the Certified Financial Planner (CFP®) accreditation and has also qualified as a Chartered Accountant (CAANZ).

With a background from country NSW, Tim now lives in Sydney with his wife and 3 school age sons. Weekends are busy keeping fit and cheering on his sons in their endeavours but when time permits he can often be spotted in the MA Noble Stand on game days. Tim’s passion for travel is well known, he is always planning his next big trip and in particular all things outdoors.

Three Big Questions
Dream holiday destination?
Colorado ski trip
Favourite sports team?
Sydney Swans
Favourite album?
(What's the Story) Morning Glory?
Learn more
Professional Memberships
Certified Financial Planner
Member of the Financial Advice Association of Australia
Chartered Accountant ANZ
Michael Coupe
Director and Senior Adviser

A Senior Financial Adviser and Director at Firstunity, Michael has over 20 years of experience helping clients to achieve their financial goals. He holds a bachelor’s degree in commerce from the Australian National University, is a Certified Financial Planner (CFP®) with the Financial Planning Association and is also a SMSF Specialist Advisor (SAA®) with the Self-Managed Super Fund Association, the leading association within the SMSF industry in Australia.

Michael is passionate about helping his clients achieve their financial and lifestyle goals. He goes above and beyond to understand each client’s unique financial situation and develops tailored solutions that are specific to their requirements. Based on his vast experience of managing the financial affairs of diverse high-net-worth families, private clients and retirees, he offers comprehensive wealth management and financial planning advice that is free from conflict, covering areas such as estate planning, insurance, investment strategies, portfolio management, retirement planning, superannuation, SMSF’s and tax planning.

Michael, grew up in country NSW and is a proud father of two, lives in the beautiful northern beaches of Sydney and spends his free time risking his life playing social basketball, keeping fit or holidays with the family.

Three Big Questions
Dream Holiday Destination?
Japan
Favourite Sport Team?
Canberra Raiders
Favourite Album?
Abbey Road
Learn more
Professional Memberships
Certified Financial Planner
Member of the Financial Advice Association of Australia
SMSF Educator
Brendan Element
Director and Senior Adviser

Brendan is a Director at Firstunity with over 30 years of experience in the field. In this time he’s worked with a broad range of clients from individuals to religious groups and not-for-profit organisations. His ideal client is someone who requires assistance managing or structuring their financial arrangements, and his skill set lies in helping those with significant wealth (>$2,5 million or growing towards that level).

His role is to provide expert advice and solutions to help people manage their capital. Brendan believes that what sets Firstunity apart is their personable nature and the life experience they bring to the table. As a firm, they believe in creating relationships with their clients that go beyond the expected, based on integrity and trust. Brendan was born in Sydney and is a big sports fan, with a particular interest in rugby.

Three Big Questions
Dream Holiday Destination?
Italy
Favourite Sport Team?
NSW Waratahs
Favourite Album?
Dark Side of the Moon, Pink Floyd
Learn more
Professional Memberships
Certified Financial Planner
Member of the Financial Advice Association of Australia
Rohan McPherson
Director and Senior Adviser

Rohan has been in the financial services industry for over 25 years as a trusted financial adviser who has helped numerous families and individuals build portfolios and manage their wealth. He has guided his clients through different economic and investing environments and is committed to transparency, communication and education in his relationship with his clients.

Rohan is a Chartered Financial Analyst (CFA) Charter holder, with a strong understanding of investment analysis and interest in investment markets and portfolio management.

Rohan is a father to two teenage boys and a husband to a CEO wife. He is a lover of history, the Canberra Raiders, cricket and amateur Rugby Union.

Three Big Questions
Dream Holiday Destination?
Scandinavia
Favourite Sport Team?
Canberra Raiders
Favourite Album?
Born To Run
Learn more
Professional Memberships
CFA
Amy Reed
Financial Adviser

Amy is an accomplished financial adviser who helps ambitious individuals achieve their financial goals. By taking the time to understand their needs, she develops customised strategies and provides holistic advice that covers all aspects of personal finance from budgeting and investments to risk management, insurance, superannuation, SMSF’s, retirement planning, estate planning and taxation.

She has a double degree in Psychology and Business Administration from Macquarie University, and holds the highest standards of relevant certification, having completed both the Diploma and Advanced Diploma of Financial Planning, is a Certified Financial Planner (CFP®) certified by the Financial Planning Association (FPA) and has recently completed her Master of Financial Planning.

Amy’s primary focus is to help her clients take control of their future and achieve financial freedom by providing transparent and unbiased advice that always puts their best interests first.

When she’s not helping her clients Amy is an active person who loves running, skiing and living near the beach while maintaining a healthy work-life balance.

Three Big Questions
Dream Holiday Destination?
The Arctic
Favourite Sport Team?
Roger Federer
Favourite Album?
Jagged Little Pill
Learn more
Professional Memberships
Certified Financial Planner
Member of the Financial Advice Association of Australia
Imke Steyer
Financial Adviser

Imke brings over two decades of financial expertise and a commitment to exceptional client service to Firstunity. With a solid foundation in finance, Imke spent the first two decades of her career as a Finance Manager and Analyst for various tech companies. Later in life, she transitioned to financial planning, leveraging her diverse professional background to offer clients a unique blend of perspectives and top-notch analytical skills.

Imke holds a Commerce Degree from Munich University and a Post Grad degree in Financial Planning from Kaplan University. She holds the Certified Practicing Accountant (CPA Australia) designation.

Imke’s approach to customer service is simple but profound: provide clients with the very best financial planning advice, always tailored to their unique situations, and with their best interests at the forefront. For her, it’s not just about financial advice; it’s about building lasting relationships based on trust and care.

Imke’s personal interests include a love for hiking, basking in the beauty of beaches and exploring the vast Australian landscapes. Imke is also passionate about yoga, travel and enjoys a wide array of music genres, reflecting her vibrant and multifaceted personality. She embraces challenges as opportunities for growth, both personally and professionally.

Three Big Questions
Dream Holiday Destination?
Explore the Western USA National Parks including Zion, Yosemite and the Grand Canyon.
Favourite Sport Team?
Bayern Muenchen
Favourite Album?
Achtung Baby - U2
Learn more
Professional Memberships
Member of the Financial Advice Association of Australia
CPA Australia
A team with decades of experience
Tim Reppen
Director and Senior Adviser

Tim has been focused on Wealth Management for over 20 years, providing his private clients with not only integrated services like financial planning, investments, insurance and estate planning but has also guided them through their life journeys and helped them prepare for major milestones. A strategic thinker and problem solver by nature, Tim has enjoyed long term partnerships with his clients by putting their financial success first. Successful outcomes for clients make a successful advisory practice.

Tim’s educational credentials place him at the forefront of professional advice. Tim originally studied at the Australian National University and obtained a Bachelor of Commerce but went on to complete the Certified Financial Planner (CFP®) accreditation and has also qualified as a Chartered Accountant (CAANZ).

With a background from country NSW, Tim now lives in Sydney with his wife and 3 school age sons. Weekends are busy keeping fit and cheering on his sons in their endeavours but when time permits he can often be spotted in the MA Noble Stand on game days. Tim’s passion for travel is well known, he is always planning his next big trip and in particular all things outdoors.

Three Big Questions
Dream holiday destination?
Colorado ski trip
Favourite sports team?
Sydney Swans
Favourite album?
(What's the Story) Morning Glory?
Learn more
Professional Memberships
Certified Financial Planner
Member of the Financial Advice Association of Australia
Chartered Accountant ANZ
Michael Coupe
Director and Senior Adviser

A Senior Financial Adviser and Director at Firstunity, Michael has over 20 years of experience helping clients to achieve their financial goals. He holds a bachelor’s degree in commerce from the Australian National University, is a Certified Financial Planner (CFP®) with the Financial Planning Association and is also a SMSF Specialist Advisor (SAA®) with the Self-Managed Super Fund Association, the leading association within the SMSF industry in Australia.

Michael is passionate about helping his clients achieve their financial and lifestyle goals. He goes above and beyond to understand each client’s unique financial situation and develops tailored solutions that are specific to their requirements. Based on his vast experience of managing the financial affairs of diverse high-net-worth families, private clients and retirees, he offers comprehensive wealth management and financial planning advice that is free from conflict, covering areas such as estate planning, insurance, investment strategies, portfolio management, retirement planning, superannuation, SMSF’s and tax planning.

Michael, grew up in country NSW and is a proud father of two, lives in the beautiful northern beaches of Sydney and spends his free time risking his life playing social basketball, keeping fit or holidays with the family.

Three Big Questions
Dream Holiday Destination?
Japan
Favourite Sport Team?
Canberra Raiders
Favourite Album?
Abbey Road
Learn more
Professional Memberships
Certified Financial Planner
Member of the Financial Advice Association of Australia
SMSF Educator
Brendan Element
Director and Senior Adviser

Brendan is a Director at Firstunity with over 30 years of experience in the field. In this time he’s worked with a broad range of clients from individuals to religious groups and not-for-profit organisations. His ideal client is someone who requires assistance managing or structuring their financial arrangements, and his skill set lies in helping those with significant wealth (>$2,5 million or growing towards that level).

His role is to provide expert advice and solutions to help people manage their capital. Brendan believes that what sets Firstunity apart is their personable nature and the life experience they bring to the table. As a firm, they believe in creating relationships with their clients that go beyond the expected, based on integrity and trust. Brendan was born in Sydney and is a big sports fan, with a particular interest in rugby.

Three Big Questions
Dream Holiday Destination?
Italy
Favourite Sport Team?
NSW Waratahs
Favourite Album?
Dark Side of the Moon, Pink Floyd
Learn more
Professional Memberships
Certified Financial Planner
Member of the Financial Advice Association of Australia
Rohan McPherson
Director and Senior Adviser

Rohan has been in the financial services industry for over 25 years as a trusted financial adviser who has helped numerous families and individuals build portfolios and manage their wealth. He has guided his clients through different economic and investing environments and is committed to transparency, communication and education in his relationship with his clients.

Rohan is a Chartered Financial Analyst (CFA) Charter holder, with a strong understanding of investment analysis and interest in investment markets and portfolio management.

Rohan is a father to two teenage boys and a husband to a CEO wife. He is a lover of history, the Canberra Raiders, cricket and amateur Rugby Union.

Three Big Questions
Dream Holiday Destination?
Scandinavia
Favourite Sport Team?
Canberra Raiders
Favourite Album?
Born To Run
Learn more
Professional Memberships
CFA
Amy Reed
Financial Adviser

Amy is an accomplished financial adviser who helps ambitious individuals achieve their financial goals. By taking the time to understand their needs, she develops customised strategies and provides holistic advice that covers all aspects of personal finance from budgeting and investments to risk management, insurance, superannuation, SMSF’s, retirement planning, estate planning and taxation.

She has a double degree in Psychology and Business Administration from Macquarie University, and holds the highest standards of relevant certification, having completed both the Diploma and Advanced Diploma of Financial Planning, is a Certified Financial Planner (CFP®) certified by the Financial Planning Association (FPA) and has recently completed her Master of Financial Planning.

Amy’s primary focus is to help her clients take control of their future and achieve financial freedom by providing transparent and unbiased advice that always puts their best interests first.

When she’s not helping her clients Amy is an active person who loves running, skiing and living near the beach while maintaining a healthy work-life balance.

Three Big Questions
Dream Holiday Destination?
The Arctic
Favourite Sport Team?
Roger Federer
Favourite Album?
Jagged Little Pill
Learn more
Professional Memberships
Certified Financial Planner
Member of the Financial Advice Association of Australia
Imke Steyer
Financial Adviser

Imke brings over two decades of financial expertise and a commitment to exceptional client service to Firstunity. With a solid foundation in finance, Imke spent the first two decades of her career as a Finance Manager and Analyst for various tech companies. Later in life, she transitioned to financial planning, leveraging her diverse professional background to offer clients a unique blend of perspectives and top-notch analytical skills.

Imke holds a Commerce Degree from Munich University and a Post Grad degree in Financial Planning from Kaplan University. She holds the Certified Practicing Accountant (CPA Australia) designation.

Imke’s approach to customer service is simple but profound: provide clients with the very best financial planning advice, always tailored to their unique situations, and with their best interests at the forefront. For her, it’s not just about financial advice; it’s about building lasting relationships based on trust and care.

Imke’s personal interests include a love for hiking, basking in the beauty of beaches and exploring the vast Australian landscapes. Imke is also passionate about yoga, travel and enjoys a wide array of music genres, reflecting her vibrant and multifaceted personality. She embraces challenges as opportunities for growth, both personally and professionally.

Three Big Questions
Dream Holiday Destination?
Explore the Western USA National Parks including Zion, Yosemite and the Grand Canyon.
Favourite Sport Team?
Bayern Muenchen
Favourite Album?
Achtung Baby - U2
Learn more
Professional Memberships
Member of the Financial Advice Association of Australia
CPA Australia
Advice that unites the financial
aspects of your life
Investment management
We create tailored investment portfolios designed to meet your unique goals and objectives.

Our approach to investing is based on 6 core principles we have developed, refined and tested over 120 years of collective financial advising experience. You can be assured that all strategies developed for your portfolio have been subject to rigorous assessment and peer review before implementation.
Investments are only approved for client portfolios after undergoing detailed examination by our internal Investment Committee, a forum chaired by independent Asset Consultants. Importantly, your Adviser is on this committee and therefore intimately aware of the merits and applications of every investment included in recommendations made to you.

In addition to our considerable in-house investment expertise, we retain the services of a specialist firm of Asset Consultants, to challenge our thinking plus give our clients access to wholesale investing and exclusive opportunities normally only available to institutional investors. We can help you achieve your investment objectives.

Learn more
Family wealth
We offer bespoke services to effectively manage family wealth between generations.
You have worked hard for your achievements to date. You want to ensure that your wealth can continue to be managed should you suffer from incapacity but also ensure your loved ones will benefit in an effective manner. You need a succession plan. A longstanding relationship with a trusted adviser can achieve these outcomes. We can help you.
Learn more
Structuring and tax
We have extensive experience dealing with high-tax payers, creating highly tax effective strategies and achieving better outcomes.
You may be successful in your career, perhaps your business is now taking off or you may have just received an inheritance. Tax is one of life’s certainties, but you want to make sure your financial affairs are structured effectively. Is your financial structure aligned with your future plans? We have experience with high tax payers and also complex business structures. We can help you.
Learn more
Superannuation
We provide strategic advice on all elements of superannuation.
Financial Freedom means different things to different people but there comes a time when we all want to know “Do I have enough?” Superannuation remains a key pillar of most Australian’s wealth, while ensuring you have retained sufficient assets outside the super environment to meet your ongoing needs. Firstunity are experts in superannuation and we have helped clients for decades extract the benefits that super (including Self Managed Super Funds) provides. We can help you.
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Life transitions
Life doesn’t stand still and neither should you. It is time for the next stage.
You may have received an inheritance.
Your partner may have recently passed away or you have separated.
You may be approaching retirement.
You may have sold your business.

This is new territory for you, but we have seen it before and have helped many clients in similar situations over the years. We understand the issues you are likely to face and importantly through experience identify potential pitfalls to avoid. We can help you.

Learn more
Personal insurance
Protect yourself and your family’s finances against unforeseen circumstances.

You have a plan and are working toward executing it. How can you protect your financial situation, business and/or family should you suffer from an unexpected illness or injury? This can completely re-write your plan. How can you protect what you have achieved from such an event?

Alternatively you may be at the point of your career when you can start to reduce the level of cover you have. When can you lower your cover but your family’s financial plan remains protected? We can help you.

Learn more

I am so glad that we were referred to Firstunity. It was very helpful to have a professional adviser steer us through the many decisions that we needed to make and to help us develop and then execute our financial plans.

Linda
58

Firstunity helped me immensely in getting the right investments for my SMSF. It was hard for me at first to admit that I needed help, but I feel so much better now, knowing that I am in good hands with professional people.

Susie
71

Retirement comes with its own perks but planning what to do with my estate and succession plan has been something that’s been nagging me for a while. The team at Firstunity were excellent, they hand-held me throughout the entire process to come up with a solution that worked for my entire family.

David
63

My husband and I run our own business and found we just didn’t have the time capacity to work on our family’s future financial plan. Firstunity helped us setup a diversified investment portfolio with sufficient cash flow and liquidity.

Sarah
41

I’ve always had a set of different financial professionals working for me but they were not working well together. The team at Firstunity were able to bring my financial life together and manage my complex financial situation seamlessly.

Tom
53